There’s more to your clients’ homes
than they may even realize. Convert their home equity with CHEIFS® into long-term wealth.
Access Hidden Wealth Without Disrupting Portfolios
Why CHEIFS?
CHEIFS (Cornerstone Home Equity Insurance/ Investment Funding Solutions) is a patent-pending, non-debt strategy that converts home equity into cash for financial and estate planning needs. CHEIFS helps preserve invested assets while creating new liquidity.
The best reputations in wealth management come from being early to the right ideas. CHEIFS lets you bring tomorrow’s strategies to clients today – safely, strategically, and compliantly.
Let us show you how.
CHEIFS is now integrated into Wealthy and Wise Advanced®, enabling side-by-side modeling of status quo vs CHEIFS-funded scenarios.
- Compare status quo vs. CHEIFS-funded plans
- Evaluate long-term net worth, liquidity, and estate outcomes
- Preserve invested assets while accessing new liquidity
- Support best interest and due care standards
How it Works
CHEIFS gives you more flexibility to craft the right wealth management strategies for clients who may lack liquidity.
Meet Jeff & Kim
Jeff and Kim Rodgers, both age 55, wanted to convert their $800,000 pension balance into a Roth IRA but faced a $320,000 tax bill that would have forced them to liquidate investments. Instead, they used CHEIFS to access $324,837 of their home equity to pay the conversion tax — keeping their portfolio intact and their growth potential unharmed. Modeled in Wealthy and Wise® Advanced, the CHEIFS-funded scenario increased their liquidity by more than $2.7 million by year 40, creating greater long-term flexibility.
“CHEIFS inside Wealthy and Wise gives advisors a new lever to improve client outcomes — turning home equity into strategic liquidity without debt or monthly payments.”
Latest insights
